Protect Your Future Today with a Medicare Advantage Plan

Medicare Advantage Plans — also known as Medicare Part C — offer a simple, convenient way to get all your Medicare benefits in one comprehensive plan. These plans combine your Medicare Part A (hospital insurance) and Part B (medical insurance) and often include valuable extras like prescription drug coverage, dental, vision, hearing, fitness benefits, and more.

If you want predictable costs, added benefits, and a plan that fits your lifestyle, a Medicare Advantage Plan may be the right choice.

A Medicare Advantage Plan is an alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans must provide at least the same level of coverage as Original Medicare — and many offer additional benefits at no extra cost.

Most Medicare Advantage Plans include:

• Hospital care
• Doctor visits and specialist care
• Preventive services
• Prescription drug coverage (Part D)
• Dental, vision, and hearing benefits
• Wellness and fitness programs
• Telehealth services
• Care coordination and nurse hotlines

Some plans also include transportation, over‑the‑counter allowances, and support for chronic conditions.

All‑in‑One Convenience - Get your hospital, medical, and prescription drug coverage in a single plan.

Extra Benefits You’ll Actually Use - Dental, vision, hearing, fitness memberships, and more — benefits not included in Original Medicare.

Predictable Costs - Many plans offer low or $0 monthly premiums, along with set copays and an annual out‑of‑pocket maximum for added financial protection.

Coordinated Care - Many plans help manage your care across doctors, specialists, and pharmacies.

Local Provider Networks - Choose from plans that work with doctors and hospitals in your community.

 You may be eligible for a Medicare Advantage Plan if:

• You are enrolled in Medicare Part A and Part B
• You live in the plan’s service area
• You do not have End‑Stage Renal Disease (with some exceptions)

Enrollment is available during:

• Annual Enrollment Period (AEP): October 15 – December 7
• Medicare Advantage Open Enrollment Period: January 1 – March 31
• Special Enrollment Periods: Triggered by life changes such as moving or losing coverage

• Enroll in a Medicare Advantage Plan that fits your needs.
• Continue paying your Part B premium (and sometimes an additional plan premium).
• Use your plan’s network of doctors, hospitals, and pharmacies.
• Enjoy comprehensive coverage and extra benefits throughout the year.

Your Medicare Advantage Plan handles all your Medicare services and claims.

HMO (Health Maintenance Organization)

Requires using in‑network providers except in emergencies.

PPO (Preferred Provider Organization)

Offers flexibility to see out‑of‑network providers at a higher cost.

PFFS (Private Fee‑for‑Service)

Allows you to see any provider who accepts the plan’s payment terms.

SNP (Special Needs Plans)

Designed for individuals with specific health conditions or financial needs.